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Documents Checklist For Mortgage Loan

The Loan Documents Checklist provides a detailed list and description of items you need to process your loan. All documents must be legible and there can be no cut-offs on pages. Also, you should provide Adobe of PDF files which make organizing and processing your documents much easier. Hopefully, you start this checklist 3 to 6 months prior to buying a home so you have sufficient time to gather all documents and information as well as address any issues you may have with your documentation which could slow down the process or prevent you from qualifying for the first time home buyer program.

You can save the word document version of checklist below to your computer and use it for your personal use or view in web page to print, email, or share with friends and family. We do provide you with a Checklist App once you submit a full loan application to FirstHomeBuyers. You can use the app to upload documents and communicate directly with us. Also, you are provided with regular updates on loan status and anything else we may need from you to process your loan. We may add more items to the list as we move from processing to underwriting to final approval of your loan but you will know exactly what you need every step of the way until you close on your new home.

Here are the some of the basic documents you will to get pre-approved before searching for a home:

1. Last 30 Days Pay Stubs
2. Last 2 Years Complete Tax Returns with W2 and 1099 Forms
3. Last 2 Months Bank Statements (All Pages)
4. Legible Copy Of Driver's License and Social Security Card
5. Letters of explanation for credit issues

There are fewer items required to get pre-approved so you can obtain a pre-approval letter to start house hunting but it is advisable to gather as much documentation as information as possible on the full Loan Documents Checklist. You should address any concerns with us early in the proces to avoid a crisis situation and mad scramble to get your loan done near the closing date. Fill out the Quick Pre-approval Application today if you think you will be buying a home in the next 6 months to 1 year and let's make your home buying journey a more pleasant and less stress-free experience.