Private Well/Septic Test requirements
  FNMA FHLMC FHA VA USDA
Potable Water test Only if required by inspection or law Only if required by inspection or law Yes, always Yes, always Yes, Always
Shared well No specifc requirements No specifc requirements 4 properties max 4 properties max 4 properties max
Shared Well agreement Shared Well agreement Shared Well agreement
Permanantly recorded easement Permanantly recorded easement Permanantly recorded easement
Indiv. Shut of valves Indiv. Shut of valves Indiv. Shut of valves
Hookup feasibility not needed not needed Must be hooked up unless not feasible/available Must be hooked up unless not feasible/available Must be hooked up unless not feasible/available
Septic requirement Only if required by inspection or law Only if required by inspection or law Only if required by inspection or law Inspection to meet requirements of home in most areas Only if required by inspection or law
Required Distances determined by Appraisal/inspections none none All the same
Well to property line - 10 ft
Well to Septic tank - 50 ft
Well to Drain field - 100 ft
Well to Drain field 75ft if allowed by local health authority
*If local code requires longer, local code prevails.