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Mortgage Rates 1/02/2010    

Conventional Loans
Program Rate Points APR
30 Year Fixed 5.25% .50 5.32%
2-1 Buydown 3.50% 1.00 3.61%
HomePath 30 Yr Fix-NO PMI 5.25% .50 5.32%

FHA, USDA, and VA Loans
Program Rate Points APR
FHA 30 Year Fixed 5.00% .50 5.07%
FHA 2-1 Buydown 3.25% 1.50 3.39%
USDA 30 Year Fixed 5.25% .50 5.32%
VA 30 Year Fixed 5.00% 1.00 5.12%