Chicago First Time Home Buyer Loan Programs
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 Learn
how to buy your first condo or home with no or little down payment and no closing
costs. Find out about the steps to homeownership, innovative loan
programs,
down payment assistance, credit scoring and repair, why you need to use
a Realtor, how to avoid mistakes which could cost you
thousands of dollars, and much more.
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Home prices and interest rates have fallen in recent years and there are many
great deals on homes for sale in the Chicago real estate market. Firsthomebuyers
can customize a loan program with a monthly payment to fit your budget. Also, if you don't have funds for down payment and closing costs, we
offer a special down payment assistance loan program and the seller can pay for
most or all of the
closing costs.
 Where do I start? First, you need to check out the
great
Chicago first time home buyer programs and fill out the
fast track preapproval application and we will approve you for the best
loan options available within 24 hours. Then, you will receive a pre-approval letter so you can
start your home search with a letter in your hand which will let sellers know
you are a serious and qualified buyer. Next, you will need to
find a Chicago Realtor who will help you find the home of your dreams. Finally, you will
make an offer on a home or condo, get an accepted contract, process your loan,
close, and realize the dream of owning a home.
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