Home Affordability
Choose Program
Gross Income
Total Monthly Debt including auto, personal & student loans, and minimum credit card payments
Monthly Debt
Maximum Principal and Interest Payment
Maximum House Payment
Income Tax Rate 
Equivalent rent payment to maximum house payment factoring tax savings
Equivalent Rent Payment
Yearly Property Taxes
Yearly Home Insurance
Condo Dues If Applicable
Input Mortgage insurance or PMI using chart below
Monthly Mortgage Insurance/PMI
Interest Rate
The maximum loan amount you can afford using strict 29/45% lender ratios
Maximum Loan Amount
The maximum house price range
Maximum House Price Range
Down Payment
Base Loan Amount
Mortgage Insurance Chart  
Loan Amount
0 Down USDA 30 Year Fixed
FHA 30 Year Fixed
Conventional 3% Down 30 Yr Fx
NO PMI 5% Down $0
VA $0
Calculator used as tool to calculate approximate house range. You must contact loan officer to determine exact price range.