Debt Ratio Calculations				Firsthomebuyers.net Home Page
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IMPORTANT: Must press TAB key (Not Enter Key) to advance to next field
Read and Print Instructions First!
Income
Borrower Income
Gross Base Monthly Income
Gross Monthly Overtime, Bonus, Commissions
Total Income for Borrower
Co-Borrower Income
Gross Base Monthly Income			Hourly Conversion Tool
Gross Monthly Overtime, Bonus, Commissions			Hourly Rate
Total Income for Co-Borrower			Hours Per Week
Total Income for Both Borrowers			Gross Monthly Income
Monthly Debts
Borrower Monthly Debts
Auto Loans
Student Loans
Credit Cards
Personal/Installment Loans
Other Debt
Child Support/Alimony
Total Debt for Borrower
Co-Borrower Monthly Debts
Auto Loans
Student Loans
Credit Cards
Personal/Installment Loans
Other Debt
Child Support/Alimony
Total Debt for Co-Borrower
Debt Ratios for both borrowers
Mortgage Payment		Calculate Mortgage Payment
Mortgage Payment Ratio
Total Debt Ratio including mortgage and debts
Maximum loan amount
You just need to plug in property taxes and rate below to calculate your maximum loan amount and payment
Property Taxes		State Property Tax Info
Mortgage Rate
Maximum Loan Amount
Maximum Payment
Mortgage Payment Ratio using just borrower
Total Debt Ratio using just borrower
Mortgage Payment Ratio using just co-borrower
Total Debt Ratio using just co-borrower
Notes
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