How Bad Do You Want A Home?
Rising home prices, low inventory of homes on the market, excessive student loan debt, no funds for down payment because you are paying too much for rent are some of the reasons people give for not buying a home. The question you need to ask yourself is how bad do you want to be a homeowner?.... Read More
My First Home Buying Experience
Over 25 years I embarked on my first home buying journey. First of all, I had terrible credit but I was determined to take action and improve my credit to achieve my dream to own a home.... Read More
Is Owning A Home Better Than Renting?
- Lower Payment-Your current rent may be lower than a mortgage payment on a home but rents are starting to skyrocket across the country. Also, you may be able to afford a higher mortgage payment.... Read More
Don't Miss The Boat On Buying A Home
Time flies and it is almost the end of the year and many first time home buyers still haven't purchased a home. Now, most homebuyers are looking to buy a home in the Spring/Summer 2016 but you must start the process as soon as possible.... Read More
Don't Know Where To Start The Process?
Many first time home buyers ask me "Where do I start?" Spring will be here before you know it and you must start the home buying process at least 3-6 months prior to purchasing a home. The first thing you must do is educate yourself as much as possible about buying your first home. I just finished my most recent edition of ‘Ultimate First Time Home Buyer Guide’ which is a must read.... Read More
A Starter Home Doesn't Have To Be Dream Home
Today some first home buyers are being a little "too picky" about the home they want to purchase. Remember, this is a starter home which you may live in for 5 to 10 years, build up a little equity or value in the home, and then sell it and move on.... Read More
Pay Off Debt Early To Qualify For A Home Loan
Recently, I have had several people apply for a mortgage with too much debt and credit cards maxed out which significantly lowers your credit scores. You must check your credit early on in the home buying process to determine if you need to pay off or pay down debt to qualify for a home loan because it can take up to 30-60 days for the credit bureaus to update these accounts.... Read More
How Do I Choose The Right Mortgage Lender?
Choosing the right lender can be difficult for a first time home buyer. There have been some major changes imposed by the government over the last few years ... Read More
Are You Scared To Buy Your First Home?
Boo! Did I scare you? Today, many first time home buyers are frightened of the home buying process and they don’t want to find out if homeownership is right for them. Rates are still the lowest ever and there are a ton of bargain basement deals on homes still out there but homebuyers have been coming up with all kinds of reasons not to buy a home right now which includes:... Read More