Home Opportunities Program Great if you are a Teacher, Fireman, Police Officer, or Healthcare worker such as Nurse

If you are a teacher, fireman, police officer, or nurse you may want to check out the Home Opportunities first time home buyer program. You can have no credit history or credit score low as 600 and qualify for a great rate. Today's rate is 6.125% (APR 6.26%) with zero down payment. There are no income restrictions and the seller can pay 4% of the loan amount in closing costs. Also, you may be able use stated secondary income from a side job which is not reportable and will not be verified. For example, if you are a teacher and you moonlight as a tutor, you may be able to use this cash type of income to qualify for the program. Finally, I am offering $500 off closing costs and please ask me about the My Community Give-Back Program which $100 from every closed loan will go to the 503(c)(3) arm of your organization.

This first time home buyer loan program is available to public employees* which is defined as any of the following:

1. Teachers-a certified teacher or administrator at an accredited or state recognized private or public school.
2. Law Enforcement-Firefighters-employees of a law enforcement agency or fire department administered by an agency or subdivision of a state or local government. You can be a sworn law enforcement officer responsible for crime prevention and detection, law enforcement, criminal incarceration or a sworn member of a fire department involved in fire suppression or prevention, emergency medical response such as paramedic, hazardous materials response, management, or response to terrorism.
3. Certified Healthcare Workers-Employees of a certified, accredited health care facility, or a licensed health care worker who is a medical resident or fellow, a nurse, a nursing assistant, pharmacist, pharmacy technician, physician's assistant, medical technician, or therapist.

Please contact me at 847-516-5743 if you are unsure whether you qualify for the program.

*Definition of Public Employee applies to both public and private professions.