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Many first time buyers have very little money to put down on their first home and I pride myself on the ability to customize loan options which will best fit my client's financial needs. Also, I take the time to show people the road to homeownership and answer all their questions about the process and what to do next. WestAmerica Mortgage Company is a Direct Lender of all the first time home buyer loans which means faster loan approvals and lower rates and closing costs. I work seven days a week because I know many real estate transactions take
place on the weekends and evenings. This is the biggest purchase of your life and I need to
make myself available to help you get the home you want. Please feel free to
call me at 847/516-5743 for a free phone consultation and 10 minute pre-approval
application. I look forward to assisting you finance your first home. In September of 1981, Western Capital Investments from Denver, Colorado purchased Unity Mortgage, a subsidiary of a dynamic Chicago-based thrift, Unity Savings. Unity Mortgage was merged with Western Capital’s mortgage subsidiary, First Capital Mortgage. Combined, the new entity became WestAmerica Mortgage Company. This was the foundation for the company’s national lending structure of today. As a result of the unstable interest rate market of the ‘80’s, Western Capital and it’s banking subsidiaries (Western Savings, et. al.) chose to pursue retail banking, rather than mortgage production or servicing, for their future growth plans. In turn, the parent organization presented the three principal officers of WestAmerica Mortgage with an opportunity to purchase the mortgage company. These gentlemen accepted the challenge and the mortgage-banking group became a privately held stand-alone company in 1989. With the vision of it’s owners, WestAmerica Mortgage (dba WestAm Mortgage in the state of California), has grown to become a full service lender, with offices located throughout the country. The company offers a wide range of loan programs, including First Time Home Buyer, FHA, VA, Conventional, Jumbo, niche / expanded criteria, commercial, reverse mortgages, seconds, home-equities, and construction lending alternatives. In short, we offer a product menu that illustrates our philosophy of employing a Broker-type mentality, with a Mortgage Banker’s resources. WestAmerica is affiliated with, and belongs to, many industry-related trade associations, including: - FHA HUD direct-endorsed lender In May of 2004, WestAmerica Mortgage Company joined forces with the Wintrust Financial Corporation, a 11 billion dollar holding company, headquartered in Lake Forest, Illinois. Today, WestAmerica is listed as a subsidiary of Barrington Bank and Trust, a member company, and enjoys the financial backing of this financial conglomerate, the inherent value of shared affinity services and lending opportunities among it’s subsidiaries; and, the benefits that come with federally-supervised licensing and lending authority. WestAmerica is able to originate and purchase mortgage loans in all 50 states and Washington D.C. WestAmerica Mortgage Company works closely with real estate agents, attorneys, builders, financial planners and other real estate professionals. We approach our industry clients not just as service providers, but as long-term partners who strive to understand and meet their specific business needs. Most importantly, we add value by providing great service and dynamic solutions to their consumer clients. As the company of choice for many of the nation's top mortgage originators, WestAmerica Mortgage Company sets the standard for forward-thinking, prosperous relationships with a wide range of real estate professionals. Whether you are a consumer looking for a home loan with great value and responsive service, or an industry professional seeking a dynamic and knowledgeable partner, WestAmerica Mortgage Company is ready to serve your needs. You'll quickly see why we are a leading national company! WestAmerica Mortgage Company is an Equal Housing Lender dedicated to promoting homeownership in
communities nationwide.
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I have over 18 years experience helping
people finance
their dream home. I specialize in zero down first time
home buyer programs for people with all types of credit and
financial situations and I have a 95% approval ratio on all
applications.