America's First Time Home Buyer
Program Specialist-Zero Down Loans

5 Simple Steps to  Owning Your First Home 1. Shop Best Zero Down First Time Home Buyer Programs for lowest mortgage rate and payment options. 2. Get Pre-Approved in minutes so you can shop for a home tomorrow with a preapproval letter in hand. 3. Shop for Home Now with HomeBuyers Scouting Report.  3. Request Pre-Screened Realtor from FirstHomeBuyers and put money back into your pocket with Cash Rebate Program.  4. Close on your new home, get the keys, move in, order some pizza, and kick off your shoes and celebrate!

Great Step-By-Step Guide on How to Buy your 1st Home with Zero Money Down! Read about the benefits of owning versus renting, how to qualify for the First-Time Buyer Zero Down Home Loans, creative financing, credit scoring, guerilla credit repair, why you should use a realtor, mistakes you want to avoid, and much more. Download Free Ebook Now! First Name * Last Name *  Email:*

Welcome to the Firsthomebuyers Loan Program and Realtor Information Center. Buying a home can be a daunting task but our mission is to educate and guide first time home buyers through every step of the process. We provide the best tools and loans programs available so you can decide if homeownership is right for you. Our goal is to make buying your 1st home a simple, fun, exciting, and hassle-free experience.  

Best 0-5% Down Firsthomebuyer Programs

1. New! PMI Buster Program. 30 year fixed zero down loan with 620 or no credit history may qualify. NO PMI.
2. Progressive Payment Saver Program-Ground-breaking 30 year fixed loan which offers increased purchasing power and much lower initial  rate of 4.875%.
3. My Community Plus-Exclusive zero down program for Teachers, Firefighters, Paramedics, Police Officers, Nurses and other Healthcare workers, and Military Personnel. Easier qualifying guidelines and discount on closing costs.  
4. Fannie Flex 100% Financing Program-Great 30 yr fixed zero down loan if you plan on living in the home a long time.
5. Fannie Flex Expanded Program-only 575 credit score may qualify
6. New! Home Possible-600 credit score or no credit history may qualify.  
7. 80 20 Piggyback-30 Year Fixed home mortgage with No PMI.
8. 80/20 Interest Only-Qualifies you for more house with low payment.
9. Earnest Money Program-Get up to $25,000 for earnest money deposit. Pay off debt to help you qualify.
10. 80/20 2-1 Buydown Zero Down Loan-30 year fixed with low initial rate.
11. Nehemiah Down Payment Assistance Dream Program-Get gift for down payment and low interest rate 30 year fixed mortgage with only fair credit required.
12. No Income Verification Loan-we will not verify income or assets.

1. FHA-Best 30 year fixed program with low rate.
2. Kiddie Condo-Parent(s) can co-sign for son and daughter without occupying property.
3. Streamline 203k Renovation Loan-Repairs and home improvements may be added into mortgage.
4. 2-1 Buydown-Great 30 year fixed loan with low initial rate-not adjustable rate mortgage!
5. VA-0% Down Payment geared toward Veterans and active Personnel in Navy, Army, Marine Corps, Air Force, Coast Guard, and National Guard.

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